Ho ho ho, jingle bells, jingle bells, jingle all the way… a season of endless feasting is here, promising both belly laughs and potential bank account tears, don’t let the season break your bank and spirits this year, Christmas cheer doesn’t have to come with a hefty price tag.
With the current tough times ditch the holiday spending stress and embrace the season with some creative, cost-effective ideas.
A recent survey by the TIFA research firm has already indicated that Eighty-four percent of Kenyans consider the country’s current economic condition worse than last year’s. This means in one way or another holiday shopping will place a strain on most Kenyan’s budgets.
However do not feel overwhelmed with shopping during the holidays, you don’t have to break the bank buying expensive stuff to make those special holiday moments.
First, have a clear understanding of how much you can spend on the holidays, and then make your Christmas budget, this will help you avoid taking debt.
Look at your past spending to get an idea of how much to spend this year for each person and other holiday expenses.
Doing your holiday shopping long before Christmas week is a great way to avoid stress, crowds, and overspending. Shopping at the last minute will limit your choices and perhaps you might miss out on having much time to compare prices or wait for things to go on sale.